Calculators

Let our mortgage calculators help you answer your questions about a mortgage quickly and easily. With the various calulators, you can change the mortgage scenarios using different down payments, terms, interest rates and more.

Affordability
Rent vs. Buy
Amortization Schedule
Bi-Weekly vs. Monthly
Early Renewal

Affordability

What can I afford? Fill-in the field to find out.

Enter Annual Income.
Enter Interest Rate		%
Enter Mortgage Term		Yrs
Enter down Payment Percentage		%
Enter Annual Property taxes and Heat	$
Enter Percentage of Income for the Mortgage payment		%


Amount that can be Financed	$
Affordable House Price	$

Rent vs. Buy

This calculator will show you how much you will save if you Buy vs Rent.

Monthly rent	$
Monthly rental insurance	$
Expected annual inflation rate		%
Purchase price of home	$
Down payment amount	$
Length of mortgage term (years)		yrs
Mortgage's annual interest rate		%
Average monthly maintenance	$
Annual property tax	$
Interest rate you expect to earn on savings		%
Expected percentage your home will appreciate by each year		%
Number of years you will stay at this property		yrs
Realtor commission rate		%


Total estimated cost of renting	$
Total estimated cost of buying	$

Amortization

Use this calculator to generate monthly mortgage payments quickly and easily. View your payments and interest paid on the Amortization Table below.

Anticipated Amount of House	$
Amount of Down Payment	$
Anticipated Interest Rate		%
Anticipated length of loan, in years
Start Date of Loan (month and year)


House Price	$
Down Payment	$
Monthly Payment	$
Number of Years

Month/Year	Interest	Principal

Bi-Weekly Converter

Use this calculator to convert your monthly mortgage payments into bi-weekly payments to see how much money you can save by paying off your mortgage ahead of schedule!

Enter the principal balance of your mortgage	$
Enter the amount of your monthly mortgage payment	$
Enter your mortgage's current interest rate		%


Current interest you will pay under your monthly payment plan	$
New interest you will pay if you switch to a bi-weekly mortgage payment plan	$
Bi-weekly Mortgage Interest Savings:	$

Early Renewal / Mortgage Refinancing

Use this calculator to determine if you should refinance your current mortgage at a lower interest rate and preview how many months it will take to break even on the refinancing costs.

Enter the Current principal balance of your mortgage	$
Enter the amount of your monthly mortgage payment	$
Enter the your mortgage's current interest rate	$	%
Enter interest rate you will be refinancing at		%
Enter the number of years you will be refinancing for		yrs
Enter the closing costs that will be required for refinancing	$


This is how much your monthly payment will be if you refinance	$
Monthly Savings	$
Number of months to break even on closing costs	$
This is how much interest you will pay under your current monthly payment plan	$
This is how much interest you will pay under your refinanced monthly payment plan	$
This is how much interest you will save if you refinance	$
Net Refinancing Savings (interest savings less closing costs)	$